The group term life cover seeks to help the employer to protect his employees' families as well as their assets at a minimal cost. The employer offers this protection without the added burden of administration. Therefore, it is important to find a service provider who will be in a position to offer the best coverage based on flat amounts, salary multiples, employee class or incremental amounts. The provider will help the company design a plan that offers optional and standard features that fit the company's needs, making the coverage attractive to employees. The products offered by the carriers include: